Which Medicare part covers outpatient services and requires a monthly premium?

Which Medicare part covers outpatient services and requires a monthly premium?

• A. Medicare Part A
• B. Medicare Part B
• C. Medicaid
• D. Hospice care

Answer: (B)

Medicare Part B is the part that covers outpatient services and requires a monthly premium. It pays for medical care received outside the hospital setting—physician visits, outpatient procedures, labs, preventive services, and equipment prescribed for home use. It’s funded by a monthly premium paid by most beneficiaries (with adjustments for income), plus a deductible and typical 20% coinsurance after meeting the deductible. This contrasts with Part A, which mainly covers inpatient hospital and some facility services and may be premium-free for many, while Medicaid and hospice have different coverage rules.

Medicare Part B is the part that covers outpatient services and requires a monthly premium. It pays for medical care received outside the hospital setting—physician visits, outpatient procedures, labs, preventive services, and equipment prescribed for home use. It’s funded by a monthly premium paid by most beneficiaries (with adjustments for income), plus a deductible and typical 20% coinsurance after meeting the deductible. This contrasts with Part A, which mainly covers inpatient hospital and some facility services and may be premium-free for many, while Medicaid and hospice have different coverage rules.